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Privacy Policy

Vidyashri Financial Services Private limited (also referred as VFSL)     recognizes the expectations of its customers with regard to privacy, confidentiality and security of their personal information that resides with the VFSL. Keeping personal information of customers secure and using it solely for activities related to the VFSL and preventing any misuse thereof is a top priority of the VFSL. The VFSL has adopted the privacy policy aimed at protecting the personal information entrusted and disclosed by the customers [“the Policy”]. This policy governs the way in which the VFSL collects, uses, discloses, stores, secures and disposes of personal information and sensitive personal data or information.

Definitions

”Personal information” means any information that relates to a natural person, which either directly or indirectly, in combination with other information available or likely to be available with the VFSL, is capable of identifying such person. “Sensitive personal data or information” of a person means such personal information which consists of information relating to:

Password;

Your Financial information such as Bank account or credit card or debit card or other payment instrument details; physical, physiological and mental health condition; sexual orientation; medical records & history; biometric information; any detail relating to the above clauses as provided to body corporate for providing service; any of the information received under above clauses by body corporate for processing, stored or processed under lawful contract or otherwise. Provided that, any information that is freely available or accessible in public domain or furnished under the right to information act, 2005 or any other law for the time being in force shall not be regarded as sensitive personal data or information for the purposes of this policy.

Applicability

This Policy is applicable to personal information and sensitive personal data or information collected by the VFSL or it’s affiliates directly from the customer or through the VFSL online portals, mobile apps and electronic communications as also any information collected by the VFSL’s server from the customer’s browser.

Purpose of Collection and Use of Personal Information

VFSL collects and uses the financial information and other personal information from its customers. This information is collected and used for specific business purposes or for other related purposes designated by VFSL or for a lawful purpose to comply with the applicable laws and regulations. VFSL shall not divulge any personal information collected from the customer, for cross selling or any other purposes.

The authenticity of the personal information provided by the customer shall not be the responsibility of the VFSL.

Any information that is freely available or accessible in public domain or furnished under the Right to Information Act, 2005 or any other law for the time being in force shall not be regarded as personal information for the purposes of this Policy and VFSL shall not be responsible for the same.

Disclosure of Personal Information

The personal information collected by VFSL shall not be disclosed to any other organization except: where the disclosure has been agreed in a written contract or otherwise between the VFSL and the customer where the VFSL is required to disclose the personal information to a third party on a need-to-know basis, provided that in such case the VFSL shall inform such third party of the confidential nature of the personal information and shall keep the same standards of information/ data security as that of the VFSL.

Reasonable Security Practices and Procedures

The security of personal information is a priority and is protected by maintaining physical, electronic, and procedural safeguards that meet applicable laws. The VFSL shall take reasonable steps and measures to protect the security of the customer’s personal information from misuse and loss, un-authorized access, modification or disclosure. The VFSL maintains its security systems to ensure that the personal information of the customer is appropriately protected and follows the extant standard encryption norms followed for the transmission of information. The VFSL ensures that its employees and affiliates respect the confidentiality of any personal information held by VFSL.

Contact Information

In order to address any discrepancies or grievances related to the personal information residing with the VFSL, the customer may Visit (enter website name)

Notice of change

The VFSL may, from time to time, change this Policy. The effective date of this Policy, as stated below, indicates the last time this Policy was revised or materially changed.

Cookie policy

We use various digital platform third party analytical tools. Some of the tools use cookies which are downloaded to your device when you visit a website in order to provide a personalized browsing experience. Cookies are used for lots of tasks like remembering your preferences & settings, provide personalized browsing experience and analyze site operations. These cookies collect information about how users use a website, for instance, how often visited pages. All information collected by third party cookies is aggregated and anonymous. By using our website user/s agree that these types of cookies can be placed on his/her device. User/s is free to disable/delete these cookies by changing his/her device / browser settings. We are not responsible for cookies placed in the device of user/s by any other website and information collected thereto.

IP Addresses; Device ID Information: The requests you make to EVEN may contain your IP address (the Internet address of your computer). We may use visitors’ IP addresses for various purposes, including to display customized content and analyze and report upon usage of the Services; to diagnose and prevent service or technology problems affecting the Services; and to monitor and prevent fraud and abuse. If you access the Services on a mobile device, we may also collect your device identification number and request access to settings and location information for similar purposes and to personalize your experience with the Services.

In operating the Services, we may use cookies, web beacons and similar technologies. A cookie is a piece of information that the computer that hosts our Services gives to your browser when you access the Services. Cookies help provide additional functionality to the Services, customize users’ experiences with the Services and help us analyze Services usage more accurately for research, advertising and marketing purposes. On most web browsers, you will find a “help” section on the toolbar. Please refer to this section for information on how to receive notification when you are receiving a new cookie and how to turn cookies off. We recommend that you leave cookies turned on because they allow you to take advantage of some of the Services’ features.

In addition to cookies, we may use web beacons (also known as “clear GIFs”) to measure traffic to or from or use of our online forms, tools or content items and related browsing behavior and to improve your experience when using the Services. We may also use customized links or other similar technologies to track hyperlinks that you click and associate that information with your Personal Data in order to provide you with more focused communications.

This Privacy Policy covers the use of cookies, web beacons and similar technologies by EVEN only. Uses of these technologies by third-party advertisers or websites linked from the Services, including third parties with which we partner, are governed by each such advertiser or website’s privacy policy.